XRP and Ripple After the Settlement

From the XRP Ledger and its consensus to the SEC settlement, the 2026 commodity classification, RLUSD and institutional settlement, and the XRPL native DEX and AMM — a four-part guide.

1. 01

   How the XRP Ledger Works: Consensus, Coins, and Reserves

   A technical guide to the XRP Ledger: federated consensus, 100B pre-mined XRP in escrow, burned transaction fees, and the 1 XRP account reserve.

   9 min read · intermediate

2. 02

   XRP and the SEC: What 'After the Settlement' Actually Means

   How SEC v. Ripple ended: $125M stands, the $50M deal was denied, and what the 2026 commodity classification does — and doesn't — guarantee for XRP holders.

   10 min read · intermediate

3. 03

   RLUSD, Ripple Prime, and the Institutional Settlement Play

   How RLUSD, Ripple Prime, and the Mastercard pilot build Ripple's regulated institutional stack — and what XRP's bridge role actually means.

   8 min read · intermediate

4. 04

   Building on the XRP Ledger: DEX, AMM, Tokenization — and Holding XRP in Zelcore

   XRPL's native CLOB DEX, AMM (XLS-30), NFTs, and MPTs explained — plus how to hold XRP in Zelcore with reserves and destination tags covered.

   10 min read · intermediate