Zelcore

Smart Accounts: ERC-4337 and EIP-7702 for Humans

A five-part series on ERC-4337 and EIP-7702 for self-custody users — what a smart account is, how bundlers and paymasters work, why EIP-7702 changes EOA risk, and how Coinbase Smart Wallet, Safe, and Argent compare.

  1. 01

    Why EOAs Are Obsolete: What a Smart Account Actually Does

    BundleBear shows 1.07B UserOps and 56.7M smart accounts. Here is why an EOA is structurally limited and what a smart account does instead.

    8 min read · intermediate

  2. 02

    ERC-4337 Architecture: EntryPoint, Bundlers, and Paymasters Without Tears

    A plain-spoken walkthrough of ERC-4337's six roles, the UserOperation struct, EntryPoint v0.6 vs v0.7, paymasters, and the public alt-mempool.

    8 min read · intermediate

  3. 03

    EIP-7702: Upgrading Your EOA in Place — and the New Phishing Surface It Created

    EIP-7702 lets a normal EOA temporarily run smart-contract code at the same address. It is useful — and it created a new one-signature phishing class.

    3 min read · intermediate

  4. 04

    Picking a Smart Wallet: Coinbase Smart Wallet, Safe, Argent, and the Field

    A practical, opinionated comparison of Coinbase Smart Wallet, Safe, Argent, and the rest of the field — recovery models, chain coverage, and Zelcore pairing tips.

    9 min read · intermediate

  5. 05

    Smart-Account Gotchas: Recovery, Cross-Chain Address Drift, and Signing Schemes

    The operational pitfalls of smart accounts in 2026: cross-chain address drift, recovery models that fail closed, signing schemes that don't shake hands with hardware, and a checklist.

    10 min read · intermediate

Start with Part 01
    Smart Accounts: ERC-4337 and EIP-7702 for Humans | Zelcore Academy